Firm facts.

Last updated November 12, 2026

The current facts about Valerio Wealth Management in one place. When something here changes, this page changes first and carries the date.

The firm

• Name. Valerio Wealth Management, LLC, also known as Valerio Wealth. A Florida limited liability company formed October 7, 2026.
• What it is. A fee-only, fiduciary wealth management firm. One advisor, Joseph G. Valerio, CFP®, EA, makes the investment decisions and the tax planning decisions together.
• Registration. An investment adviser registered with the State of Florida, CRD 344833. Registration does not imply a certain level of skill or training. The public record is at adviserinfo.sec.gov, and the firm brochure is Form ADV Part 2A and 2B.
• Memberships. NAPFA, the Financial Planning Association and XY Planning Network.

Fees

• Annual advisory fee, tiered. Each portion of the assets we manage is billed at its own rate: 0.90% from $0 to $2,000,000, 0.75% from $2,000,000 to $5,000,000, 0.50% from $5,000,000 to $10,000,000, and 0.25% above $10,000,000.
• Billing. Quarterly in advance, deducted from the account, on the account value on the last day of the previous quarter, with an itemized invoice each time. If the engagement ends part way through a quarter, the unused portion is refunded.
• No asset minimum.
• The only compensation. The advisory fee is the only money the firm receives: no commissions, no product sales, nothing from the custodian, no referral payments. Fund expenses and custodian charges are separate and go to the fund company and the custodian. The full schedule is on the pricing page.

Services

Investment management, tax planning, estate planning, retirement income planning, risk and insurance review, equity compensation and benefits, budgeting and cash flow, student loan planning, and business owner planning. All of it is included in the advisory fee. See the services page.

What the firm does not do

• It does not prepare or file tax returns and does not represent clients before the IRS. It does tax planning and works with whoever prepares your return.
• It does not draft wills, trusts or other legal documents. It works with your estate attorney.
• It does not sell insurance or annuities and takes no commissions of any kind.
• It never holds client money.

Where client assets are held

In the client's own name at Altruist, an independent third-party custodian and a FINRA and SIPC member. The firm does not work for Altruist and receives nothing from it. Vanguard announced an agreement to acquire Altruist in August 2026; the transaction is pending.

Credentials you can check

• CFP® certification. Verify at CFP Board's verification page.
• Enrolled Agent. Licensed by the IRS. Listed in the IRS Directory of Federal Tax Return Preparers with Credentials.
• Background. In financial services since 2020, at Fidelity, Vanguard and independent fee-only firms. See About Joseph.

Location and contact

• Office. 2140 S Dixie Hwy, Suite 203E, Miami, FL 33133, in Coconut Grove. Most clients meet by video; meetings at the office are by appointment.
• Who we serve. Families across Miami-Dade and Broward, and clients elsewhere by video, subject to state registration requirements.
• Hours. Monday to Friday, 9 a.m. to 5 p.m.
• Phone. (786) 949-6990. Email. [email protected]. First conversation. A 30-minute introductory call at no cost: schedule a call.

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP® and Certified Financial Planner™ in the United States. See the disclosures.