FAQ
Frequently asked questions
The six things almost everyone wants to know before the first call, answered plainly.
Common questions
What type of people do you work with?
Families and professionals who have built real savings and want one accountable advisor across the whole picture: approaching or living in retirement, managing equity compensation, running a business, or simply done with fragmented advice. Besides that, we only take on clients we expect to enjoy working with. If we are not the right fit, we will say so honestly and point you to someone who is.
What fees can I expect?
One transparent annual fee, tiered so each portion of your assets is charged at its own rate, and debited directly from your account: 0.90% on assets from $0 to $2,000,000, 0.75% from $2,000,000 to $5,000,000, 0.50% from $5,000,000 to $10,000,000, and 0.25% above $10,000,000. No commissions, no kickbacks, no other revenue. The full schedule lives on the pricing page.
What services do you offer?
The goal is to take as much of your financial life off your plate as possible: investment management, tax planning, estate planning, retirement income planning, risk and insurance review, equity compensation and benefits, budgeting and cash flow, student loan planning, and business owner planning, along with everything in between that touches your money. One relationship, one fee, the full picture.
Do you offer proactive tax planning?
Yes, and this is where Valerio Wealth Management is different. As both a CFP® professional and an Enrolled Agent, we plan your taxes forward all year, so Roth conversions, gain harvesting, and withdrawal decisions are made through the tax lens before year end, not discovered at filing time. We do not prepare or file tax returns; we coordinate with whoever does.
Where is my money held?
Your assets are held in your name at an independent third-party custodian, a FINRA and SIPC member. The firm is built on Altruist, a modern custodial platform. We do not work for them and receive nothing from them; the choice was made for the client experience. Vanguard announced an agreement to acquire Altruist in August 2026; the transaction is pending. We never hold your money.
Do we need to be in Florida?
No. We are based in Miami, Florida, and meet most clients virtually, serving families across the country subject to state registration requirements.